Privacy Policy

Updated 09.12.2025

1. Introduction

Centrality Inc., dba Central Capital (“Central,” “we,” or “us”), values your privacy. This Privacy Policy explains how we collect, use, and safeguard personal information when you engage with our websites, investor portal, SMS communications, and related services (the “Services”).

2. Information We Collect

  • Personal Information: Name, contact details, investor suitability and accreditation documentation.

  • Financial Information: Wire details, subscription agreements, KYC/AML verification.

  • Technical Information: IP addresses, device/browser information, and portal usage data.

  • Communications: Emails, SMS, and investor support interactions.

3. How We Use Information

We use information to:

  • Verify accredited investor status and onboard members.

  • Process wires, distributions, and investor reporting.

  • Provide fund performance updates and disclosures.

  • Comply with legal and regulatory obligations (including AML/KYC).

  • Improve our Services and investor experience.

4. Sharing of Information

We may share information with:

  • Service providers such as Agora (investor portal), Armanino (fund administration), Mechanics Bank (treasury), and legal advisors.

  • Regulatory authorities as required by law.

  • We do not sell or rent investor information.

5. Security

We employ administrative, technical, and physical safeguards to protect investor information. No system is fully secure, and you acknowledge these inherent risks.

6. Data Retention

We retain information as long as required for business, legal, or regulatory purposes.

7. Investor Rights

Depending on your jurisdiction, you may have rights to access, correct, or delete your data. Please contact privacy@central.io to submit a request.

8. SMS Communications

By opting in, you consent to receive SMS communications for investor relations purposes. You may opt out at any time by replying “STOP.”

9. Updates to This Policy

We may update this Privacy Policy periodically. Continued use of the Services after changes take effect constitutes acceptance.

10. Contact Us

For questions or requests regarding this Policy:
Central Capital
517 Sycamore Valley Road W, Danville, CA 94526
Email: hello@central.io | Phone: +1 (925) 430-5900

Why Hold California Assets?

“California's economy has overtaken that of the country of Japan, making the US state the fourth largest global economic force.” 3

Chat with Us

Chat with Us

Get Started

Sign Up

Investor Login

Apply for a Loan

Central

Overview

Central Mortgage Fund

Contact

Resources

News & Insights

Legal

HQ

+1 925 430 5900

517 Sycamore Valley Rd
Danville, CA 94526 USA

Logo

© Centrality Inc

Central Mortgage Income Fund LLC (CMIF):
NMLS Consumer Access

All rights reserved. Information on this site is proprietary and may not to be reproduced, transferred, or distributed in any form without prior written permission from Centrality Inc. It is delivered on an “as is” basis without warranty or liability.

Unless otherwise noted. The words “we”, “us”, and “our” refer to Centrality Inc DBA Central Capital ("Central") together with its consolidated subsidiaries, including Central Mortgage Income Fund LLC (the “Fund”), unless the context requires otherwise.

Central's funds are available to accredited investors only. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions.

All referenced data unless otherwise noted is as of August 01, 2025.

1 Investor performance and payment history includes disbursements made by Central's principals across multiple porfolio companies, including Equidy Inc.
2 Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Past performance is not a guide for future results. There can be no assurance that any Central fund or investment will be able to implement its investment strategy, achieve its objectives, or avoid substantial losses.
3 BBC, California passes Japan as fourth largest economy, April 24, 2025


Why Hold California Assets?

“California's economy has overtaken that of the country of Japan, making the US state the fourth largest global economic force.” 3

Chat with Us

Chat with Us

Get Started

Sign Up

Investor Login

Apply for a Loan

Central

Overview

Central Mortgage Fund

Contact

Resources

News & Insights

Legal

HQ

+1 925 430 5900

517 Sycamore Valley Rd
Danville, CA 94526 USA

Logo

© Centrality Inc

Central Mortgage Income Fund LLC (CMIF):
NMLS Consumer Access

All rights reserved. Information on this site is proprietary and may not to be reproduced, transferred, or distributed in any form without prior written permission from Centrality Inc. It is delivered on an “as is” basis without warranty or liability.

Unless otherwise noted. The words “we”, “us”, and “our” refer to Centrality Inc DBA Central Capital ("Central") together with its consolidated subsidiaries, including Central Mortgage Income Fund LLC (the “Fund”), unless the context requires otherwise.

Central's funds are available to accredited investors only. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions.

All referenced data unless otherwise noted is as of August 01, 2025.

1 Investor performance and payment history includes disbursements made by Central's principals across multiple porfolio companies, including Equidy Inc.
2 Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Past performance is not a guide for future results. There can be no assurance that any Central fund or investment will be able to implement its investment strategy, achieve its objectives, or avoid substantial losses.
3 BBC, California passes Japan as fourth largest economy, April 24, 2025


Why Hold California Assets?

“California's economy has overtaken that of the country of Japan, making the US state the fourth largest global economic force.” 3

Chat with Us

Chat with Us

Get Started

Sign Up

Investor Login

Apply for a Loan

Central

Overview

Central Mortgage Fund

Contact

Resources

News & Insights

FAQs

Loans & Servicing

Equidy

HQ

+1 925 430 5900

517 Sycamore Valley Rd
Danville, CA 94526 USA

Logo

© Centrality Inc

Terms

Privacy

Central Mortgage Income Fund LLC (CMIF) :
NMLS Consumer Access

All rights reserved. Information on this site is proprietary and may not to be reproduced, transferred, or distributed in any form without prior written permission from Centrality Inc. It is delivered on an “as is” basis without warranty or liability.

Unless otherwise noted. The words “we”, “us”, and “our” refer to Centrality Inc DBA Central Capital ("Central") together with its consolidated subsidiaries, including Central Mortgage Income Fund LLC (the “Fund”), unless the context requires otherwise.

Central's funds are available to accredited investors only. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions.

All referenced data unless otherwise noted is as of August 01, 2025.

1 Investor performance and payment history includes disbursements made by Central's principals across multiple porfolio companies, including Equidy Inc.
2 Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shownPast performance is not a guide for future results. There can be no assurance that any Central fund or investment will be able to implement its investment strategy, achieve its objectives, or avoid substantial losses.
3 BBC, California passes Japan as fourth largest economy, April 24, 2025


Why Hold California Assets?

“California's economy has overtaken that of the country of Japan, making the US state the fourth largest global economic force.” 3

Chat with Us

Chat with Us

Get Started

Sign Up

Investor Login

Apply for a Loan

Central

Overview

Central Mortgage Fund

Contact

Resources

News & Insights

Legal

HQ

+1 925 430 5900

517 Sycamore Valley Rd
Danville, CA 94526 USA

Logo

© Centrality Inc

Central Mortgage Income Fund LLC (CMIF):
NMLS Consumer Access

All rights reserved. Information on this site is proprietary and may not to be reproduced, transferred, or distributed in any form without prior written permission from Centrality Inc. It is delivered on an “as is” basis without warranty or liability.

Unless otherwise noted. The words “we”, “us”, and “our” refer to Centrality Inc DBA Central Capital ("Central") together with its consolidated subsidiaries, including Central Mortgage Income Fund LLC (the “Fund”), unless the context requires otherwise.

Central's funds are available to accredited investors only. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions.

All referenced data unless otherwise noted is as of August 01, 2025.

1 Investor performance and payment history includes disbursements made by Central's principals across multiple porfolio companies, including Equidy Inc.
2 Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Past performance is not a guide for future results. There can be no assurance that any Central fund or investment will be able to implement its investment strategy, achieve its objectives, or avoid substantial losses.
3 BBC, California passes Japan as fourth largest economy, April 24, 2025


Why Hold California Assets?

“California's economy has overtaken that of the country of Japan, making the US state the fourth largest global economic force.” 3

Chat with Us

Chat with Us

Get Started

Sign Up

Investor Login

Apply for a Loan

Central

Overview

Central Mortgage Fund

Contact

Resources

News & Insights

Legal

HQ

+1 925 430 5900

517 Sycamore Valley Rd
Danville, CA 94526 USA

Logo

© Centrality Inc

Central Mortgage Income Fund LLC (CMIF):
NMLS Consumer Access

All rights reserved. Information on this site is proprietary and may not to be reproduced, transferred, or distributed in any form without prior written permission from Centrality Inc. It is delivered on an “as is” basis without warranty or liability.

Unless otherwise noted. The words “we”, “us”, and “our” refer to Centrality Inc DBA Central Capital ("Central") together with its consolidated subsidiaries, including Central Mortgage Income Fund LLC (the “Fund”), unless the context requires otherwise.

Central's funds are available to accredited investors only. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions.

All referenced data unless otherwise noted is as of August 01, 2025.

1 Investor performance and payment history includes disbursements made by Central's principals across multiple porfolio companies, including Equidy Inc.
2 Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Past performance is not a guide for future results. There can be no assurance that any Central fund or investment will be able to implement its investment strategy, achieve its objectives, or avoid substantial losses.
3 BBC, California passes Japan as fourth largest economy, April 24, 2025