Introducing:
Plug into private credit, secured by a broad array of properties across the Golden State.
A Mortgage Investment Platform
With Premier Assets
Private lending is powering California’s dynamic property market—
and Central gives investors a direct way in.
8.0%+
Unlike traditional REITs or hard-to-access institutional funds, Central’s Fund is designed to be simple,
transparent, and income-focused—delivering monthly distributions with low correlation to public markets.
Our Approach:
Direct Lending
Optimizing Real Property
We put capital to work through carefully underwritten, short-duration loans —
targeting borrowers underserved by traditional banks but backed by strong fundamentals.
Senior Secured, Low LTVs
We lend through first-position liens with conservative loan-to-value ratios (avg. 65%)
Operator Aligned, Full Cycle Control
We partner with real estate professionals and maintain direct control from origination to servicing— ensuring disciplined execution at every stage.
Central isn’t just a fund manager, through our partner network we control the full credit lifecycle
— from origination to servicing, foreclosure resolution, and asset management.
Invest with Purpose
Backed by Property
Individuals • Advisors • Family Offices • Institutions
Whether you're seeking reliable income, diversification, or California market access — the Central Mortgage Income Fund offers a clear, institutional path forward.
Stay up to date on California’s real estate lending market and income investing strategies.
From market outlooks to fund updates, we keep our investors informed and ahead of the curve.